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Chapter 24. Cryptocurrency (what it is and why caution is critical)
My Name is Satoshi Nakamoto: The Creator of Bitcoin I was born from an idea, not from fame or power. I watched the world rely on fragile systems built on trust in banks, governments, and intermediaries that controlled every transaction. I saw how the global financial crisis of 2008 shook people’s faith in these institutions. That was when I began my quiet work on a different kind of system—one that would not depend on trust, but on code. Designing a New Kind of Money Bitcoi
Zack Edwards
21 hours ago35 min read


Chapter 23. Retirement Accounts
My Name is Rose Schneiderman: Labor Advocate and Pension Visionary I was born in 1882 in Poland, to a Jewish family that sought a better life in America. We were poor, like so many immigrants who arrived in New York City at the turn of the century. My father died when I was a child, leaving my mother to care for us by sewing clothes for other people’s children. I started working in a garment factory at thirteen, my hands raw from long days and dim lights. We had no benefits,
Zack Edwards
2 days ago33 min read


Chapter 22. Introduction to Investing (stocks, bonds, mutual funds)
My Name is Charles Merrill: Founder of Merrill Lynch I was born in 1885 in Green Cove Springs, Florida, the son of a struggling physician. My childhood was modest, and like many Americans of my time, I saw firsthand how difficult it was for ordinary families to make ends meet. From a young age, I developed a fascination with money—not in a greedy way, but in a curious one. I wanted to understand how wealth was built and why it seemed reserved for only a few. Discovering the
Zack Edwards
3 days ago25 min read


Chapter 21. The Power of Compound Interest (time and growth)
My Name is George Peabody: The Father of Modern Philanthropy I was born in 1795 in South Danvers, Massachusetts, into a family that had little more than determination. My father was a farmer and shoemaker, and our home life taught me thrift and hard work early. By the age of eleven, I was working in a general store to help support my family. Money was scarce, but I learned quickly that every penny mattered — not just in earning it, but in what you did with it afterward. Dis
Zack Edwards
4 days ago27 min read


Chapter 20. Choosing a Career & Salary Planning (education, skills, negotiating pay)
My Name is Andrew Jackson: Seventh President of the United States I was born in 1767 in a rough log cabin along the border of North and...
Zack Edwards
6 days ago40 min read


Chapter 19. Taxes 101 (why taxes exist, basics of filing)
My Name is Adam Smith: Philosopher and Economist of Scotland I was born in 1723 in the small town of Kirkcaldy, Scotland. My father, a...
Zack Edwards
7 days ago42 min read


Chapter 18. Paychecks & Withholding (understanding a pay stub, taxes)
My Name is George Eastman: Founder of Kodak I was not born into wealth, nor did I inherit a fortune. My story begins in Waterville, New...
Zack Edwards
Oct 961 min read


Chapter 17. Earning Income (jobs, entrepreneurship, passive income)
Chapter 17. Earning Income (jobs, entrepreneurship, passive income) My Name is Ray Kroc: Salesman to McDonald’s Magnate I was born in...
Zack Edwards
Oct 844 min read


Chapter 16: Digital Payments (Apple Pay, Venmo, and PayPal)
My Name is Joseph Pulitzer: From Nothing to Newspaper Giant I was born in 1847 in Hungary to a modest family. When I was still young, my...
Zack Edwards
Oct 737 min read


Chapter 15: Debit vs Credit Cards
My Name is James Forten: Sailmaker and Abolitionist I was born in 1766 in Philadelphia to free Black parents. We did not have wealth or...
Zack Edwards
Oct 635 min read


Chapter #14: Bank Accounts, Federal Reserve, and Insurance
My Name is Thomas Mellon: Banker, Judge, and Founder of a Legacy I was born in 1813 in County Tyrone, Ireland, to a family that had...
Zack Edwards
Oct 443 min read


Chapter 13: Learn Banking Basics
What Banks and Credit Unions Do The First Encounter with a Bank When I was young, my parents opened a savings account for me at a local...
Zack Edwards
Oct 338 min read


Chapter #12: What are Credit Cards
My Name is John Wanamaker: Merchant and Retail Pioneer I was born in 1838 to a poor family in Philadelphia. My father was a brickmaker...
Zack Edwards
Oct 244 min read


Chapter #11: Toxic Loans
My Name is Guy Woolford: Co-Founder of Equifax I was born in 1896, in Atlanta, Georgia. My brother Cator and I didn’t come into the world...
Zack Edwards
Oct 136 min read


Chapter #10 - Good Debt and Bad Debts
My Name is Clara Brown: Pioneer, Entrepreneur, and Philanthropist My name is Clara Brown, and I was born into slavery around the year...
Zack Edwards
Sep 3038 min read


Chapter #9 - What is Credit?
My Name is Amadeo Giannini: Banker for the People I was born in San Jose, California, in 1870, the son of Italian immigrants. My father...
Zack Edwards
Sep 2936 min read


Chapter #8: Savings and Goals
My Name is Oseola McCarty: A Washerwoman Who Became a Giver I was born in 1908 in Hattiesburg, Mississippi. My mama left when I was just...
Zack Edwards
Sep 2725 min read


Chapter #7: Expenses and Liabilities
My Name is Ignatius Sancho: Shopkeeper, Composer, and Writer I was born on a slave ship in 1729, brought into a world that gave me no...
Zack Edwards
Sep 2634 min read


Chapter #6: Income and Revenue
My Name is Madam C. J. Walker: America’s First Self-Made Female Millionaire I was born Sarah Breedlove in 1867, the first of my family...
Zack Edwards
Sep 2539 min read


Chapter #5: Introduction to Budgeting
Introduction to Budgeting What a Budget Really Is A budget is not simply numbers on a page. It is the plan for your life, the map that...
Zack Edwards
Sep 2425 min read
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